Investor Programs

BUY + HOLD: 3 Year Term, $2,500 One-Time Fee, Interest only, Option to Extend Term of Loan.

  • Financing up to 90% of purchase price (if approved).
  • Extensions are available.

FIX + FLIP: 6-12 Month Term, Rates as low as 11.99%, Option to Extend Term of Loan.

  • Financing up to 90% of purchase price (if approved).
  • 6 month extension is available.
  • Trustee Sales
  • Short Sales + REO’s
  • Cross-collateralization accepted.

Owner-Occupant Program

5 YEAR TERM

7 YEAR TERM

10 YEAR TERM

12 YEAR TERM

FULLY AMORTIZED

  • Owner-occupants on single-family residences ONLY.
  • Purchases + REFINANCE.
  • Downpayment – 15 to 25% of purchase price.
  • $2,500 one-time fee. (For purchases: fee can be rolled into loan.)
  • Borrower’s employment will be verified.
  • Borrower will need to provide 1 month of paystubs, 2 months of bank statements and last 2 tax returns.

BORROWER QUALIFICATIONs

 

OWNER OCCUPANTS

We require “full documents” on owner occupant’s loans. We will ask for:

  • Two years of Federal Tax Forms
  • W-2
  • One month of pay stubs
  • Two months of Bank Statements.

No problem if you have BAD CREDIT, FORECLOSURE, BANKRUPTCY, or SHORT SALE. If you can provide evidence that YOU CAN AFFORD A LOAN, and if your debt to Income ratio is under 43%, you have a good chance of acquiring a loan from us.

Get in touch

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